Roth Contribution Limits 2024 Magi. Your filing status is married filing jointly or qualifying surviving spouse and. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.

If you are 50 and older, you can contribute an additional $1,000 for a total of $8,000. The contribution limit for individual retirement accounts (iras) for the 2024 tax year is $7,000.